Preheat the oven to 425˚F. Cut the block of cream cheese in half and place the two pieces in a 9-inch square pan.
Top with 1/2 cup of fresh salsa, drained and rinsed black beans.
Mix together the sour cream, chicken and taco seasoning. Spread the chicken mixture over the black beans.
Top with shredded taco cheese and 1/2 cup of fresh salsa.
Bake at 425˚F for 8-10 minutes or until the shredded cheese is melted and the cream cheese is softened. Or grill on medium, with the lid shut, for 8-10 minutes.
Remove from the heat and top with diced avocado, sliced onions, sliced black olives and chopped cilantro.